Birch Trees & Coffee Beans (and blogger Sarah Klinger) may have financial relationships with some of the merchants mentioned on this blog. I may be compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant. I am compensated for certain paid links and advertisements on this blog. You are not obligated to click on any link or buy any products that are advertised.
This blog accepts forms of cash advertising, sponsorship, paid insertions, free products, or other forms of compensation. Sometimes I may be compensated to provide opinions on products, services, websites and various other topics that this website deems appropriate for this blog. Even though I receive compensation for some posts or advertisements, this website promises to always give honest opinions, findings, beliefs, or experiences on those topics or products. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.
This blog abides by word of mouth marketing standards and believes in honesty of relationship, opinion, and identity. The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post will be clearly identified as paid or sponsored content at the bottom of the post.
Per FTC guidelines, this website may be compensated by companies mentioned through advertising, affiliate programs, or otherwise. Any references to third party products, rates, or websites are subject to change without notice. Please do the appropriate research before participating in any third party offers.
Birch Trees & Coffee Beans participates in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.
Information presented on Birch Trees & Coffee Beans is intended for informational and/or entertainment purposes only and is not meant to be taken as financial advice. The views expressed on this website are personal opinions only and should not be construed as financial advice for your given situation. While all attempts are made to present accurate information, it may not be appropriate for your specific circumstances and information may become outdated. Sarah Klinger is not a finance expert and you should do you own due diligence and seek out a professional before making any financial decisions.
Neither Birch Trees & Coffee Beans nor its members make any representations as to the validity, accuracy, completeness, or suitability of any claims made here. Neither Birch nor itsTrees & Coffee Beans members assume any liability with regard to financial results based on the use of the information provided here. Furthermore, advertisers, commenters, and linked sites are solely responsible for their views and content – which do not necessarily represent the views of Birch Trees & Coffee Beans or its members.
It is Birch Trees & Coffee Beans’ policy to respect your privacy regarding any information the website collects.
Like most website operators, Birch Trees & Coffee Beans collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Birch Trees & Coffee Beans’ purpose in collecting non-personally identifying information is to better understand how website visitors use its website. From time to time, this website may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.
Birch Trees & Coffee Beans also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on this website. Birch Trees & Coffee Beans only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.
Gathering of Personally-Identifying Information
Certain visitors to Birch Trees & Coffee Beans choose to interact with the website in ways that require us to gather personally-identifying information. The amount and type of information that Birch Trees & Coffee Beans gathers depends on the nature of the interaction. For example, we ask visitors who sign up at this website to provide a username and email address. Those who engage in transactions with Birch Trees & Coffee Beans are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Birch Trees & Coffee Beans collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Birch Trees & Coffee Beans. Birch Trees & Coffee Beans does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.
Birch Trees & Coffee Beans may collect statistics about the behavior of visitors to its websites. This website may display this information publicly or provide it to others. However, Birch Trees & Coffee Beans does not disclose personally-identifying information other than as described below.
Protection of Certain Personally-Identifying Information
Birch Trees & Coffee Beans discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on this website’s behalf or to provide services available at Birch Trees & Coffee Beans, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Birch Trees & Coffee Beans, you consent to the transfer of such information to them. This website will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Birch Trees & Coffee Beans discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Birch Trees & Coffee Beans believes in good faith that disclosure is reasonably necessary to protect the property or rights of Birch Trees & Coffee Beans, third parties or the public at large. If you are a registered user of this website and have supplied your email address, Birch Trees & Coffee Beans may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Birch Trees & Coffee Beans and related products. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Sarah Klinger takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.